You really should get a report report and free credit score to understand your credit score rating and protect yourself against identity theft, incorrect credit reporting, and other things that could damage your credit score and credit report. We have uncovered errors on our own credit reports by doing this and we know many friends, family members, and associates who have had their credit score negatively impacted because they did not check their credit reports on a regular basis and did not monitor their credit.

Getting your Credit Report & FREE Credit Score is the first step to better understanding your credit. Monitoring your credit score and credit report allows you to stay on top of your credit on a daily basis and can protect you from identity theft, incorrect bills and misreporting of your credit history. If your credit history is incorrect, it can potentially cost you thousands of dollars in higher interest rates for credit cards, home loans, auto loans, etc. allows all consumers to view their credit report and credit score online and receive a free trial for Credit Monitoring to alert you on any changes to your Credit Report that could affect your Credit Score.

You should no longer be unaware of what is happening to your credit score. Enroll in your trial of Credit Monitoring and get your FREE credit score just for trying it!

You can cancel at anytime if you no longer want this great service to monitor your credit report.

Your Credit Score

Did you know that your credit score could end up saving you hundreds to thousands of dollars? All type of financial companies, lenders and banks use credit scores to help them determine your credit worthiness” before you can receive a new credit card, or get a new home loan, refinance your home, get a Home Equity loan or HELOC, buy a new car or any other large purchase that may require a loan of financing. Your credit report and credit score will probably be used for determining whether you qualify for credit or a loan, and at what terms and interest rates you will receive.

This is why you should always know what is on your credit report and how it affects your Credit Score.

Credit scores are calculated based on data in your credit reports which can change every day or every month based on your payments, bills, new loans or credit cards, and even when companies check your credit report. (When you check your own credit report and credit score, your score is not affected in any way).

This is why it is always important to always know what your credit report and credit score say about you and how banks and lenders will view you based on these numbers. Other than looking at a new credit report everyday, the only way to keep watch on your credit scores is our Credit Monitoring service.

We recommend that you sign up now for this great service to get your Credit Report & FREE Credit Score.

You can learn more about a free credit score here.